This isn’t a sales call. It’s a conversation about your specific situation — what you owe, what your home is worth today, and what your real options are. I’ll tell you what I think makes sense, even if that’s not a short sale.
A real equity analysis — not an estimate, but an actual review of your payoff vs. current Bell County market value.
All your options, explained plainly — short sale, loan modification, traditional sale, deed-in-lieu. I’ll tell you what each one means for your credit, your timeline, and your next home.
Deficiency waiver explained — Texas allows lenders to sue for the remaining balance. I’ll explain how negotiation works and what to watch for in an approval letter.
Next steps, if you want them — if a short sale is right, I’ll walk you through exactly what we’d do and in what order.
Everything you share is confidential. I’ll reach out within one business day.
I’ve received your request and will reach out personally, typically within a few hours during business hours. In the meantime, if you need to talk sooner, call me directly at 254-307-4679.