986 Benchmark Trl Belton TX 76513

Active Listing — MLS #4619795

986 Benchmark Trl
Belton, TX 76513

Woodland Trails II · Belton ISD · 0.69 Acres · No HOA

$359,900
List Price
2,267
Sq Ft
3 / 2
Bed / Bath
0.69
Acres
1990
Year Built

The layout works. The lot is real. The details hold up.

At 2,267 square feet on 0.69 acres, 986 Benchmark Trl offers more space — inside and out — than most of what’s available in this price range in Belton right now. And it does it without an HOA.

The kitchen anchors the main level well: center island with a breakfast bar, stained cabinetry, and updated countertops that open directly into the dining area. The sitting room with tray ceilings adds a level of character you don’t find in most homes built in the last decade. The laundry room is actually usable — not a closet pretending to be a room.

The primary suite earns its name. Beamed ceilings, a large closet, and an ensuite with dual sinks, a jetted tub, separate shower, and built-in storage. Step directly from the primary onto the second-level balcony — that’s the kind of detail that gets remembered on a showing.

Out back, a covered deck runs the full length of the home — the kind you actually use, not just photograph. The yard is fenced, has mature trees for shade, and an irrigation system already in place. The detached garage gives you real flexibility for a workshop, storage, or parking. And the metal roof is only a year old, which matters when you’re budgeting for long-term ownership.

Metal Roof
Only 1 year old — long service life, lower insurance, no near-term replacement cost
No HOA
No monthly dues, no restrictions on use — a real differentiator in this market
0.69 Acres
Meaningful outdoor space with fencing, mature trees, and irrigation already installed
Full-Length Deck
Covered and runs the entire back of the house — usable year-round in Central Texas
Primary Balcony
Second-level balcony connects directly to the primary bedroom — a genuine upgrade
Detached Garage
Separated from the main house — workshop, storage, or parking without compromise
Property Details
MLS #
4619795
List Price
$359,900
Price Per Sq Ft
$159/sqft
Square Footage
2,267 sqft
Bedrooms
3
Full Bathrooms
2
Lot Size
0.69 Acres
Year Built
1990
Stories
2
Garage
1-Car Detached
HOA
None
Property Type
Single Family
Subdivision
Woodland Trails II
School District
Belton ISD
Heating / Cooling
Central / Central Air
Fireplace
1, Living Room (Masonry)

What You’ll Find Inside

Kitchen with Island + Breakfast Bar
Stained cabinetry · updated countertops · open to dining · electric cooktop
Primary Suite
Beamed ceilings · large closet · ensuite with jetted tub, dual vanity, separate shower
Sitting Room / Second Living
Tray ceilings · adds flexibility for office, formal dining, or flex space
Living Room
Masonry fireplace with glass doors · ceiling fan · parquet flooring
Laundry Room
Full-size room, not a pass-through closet
Ceiling Details Throughout
Vaulted, beamed, tray, and crown molding across the home

Belton ISD · Lake Belton Boundary · Easy I-14 Access

Woodland Trails II sits in the Lake Belton school zone — one of the stronger school assignments in Bell County. Direct access to I-14 puts Temple and Killeen within 15–20 minutes, and Lake Belton itself is a short drive for weekends on the water. Shopping, dining, and services are close without the noise of being on a main corridor.

9/10
Lakewood Elementary
Grades K–5 · 1.3 mi
8/10
Lake Belton Middle
Grades 6–8 · 2.7 mi
7/10
Lake Belton High
Grades 9–12 · 2.6 mi

School ratings from GreatSchools.org. Verify enrollment boundaries with Belton ISD before making decisions based on school assignment.

Accepted Loan Types
CONVENTIONAL FHA VA LOAN CASH
$359,900
986 Benchmark Trl · Belton, TX 76513
3 BD 2 BA 2,267 SF No HOA
Moody Glasgow
REALTOR® · Orchard Realty · TREC #795158
VA, FHA, Conventional, and Cash offers all accepted
Metal roof is 1 year old — no short-term capital expense
No HOA means no monthly dues and fewer use restrictions
Same-day showing availability — call or book online
2025 Tax Context
Assessed Value $490,178
2025 Property Taxes $5,415/yr (~$451/mo)
List Price vs. Assessment Below assessed value

Note: List price of $359,900 is below the current Bell County assessed value of $490,178. Buyers may want to discuss a homestead exemption protest after closing.

Six reasons buyers are scheduling showings

Most homes in this price range in Belton don’t check this many boxes at once.

01

More space for the price

At $159/sqft, you’re getting 2,267 square feet — well above the average size for homes in this price band in Bell County right now.

02

Real outdoor space

0.69 acres with a fenced yard, mature trees, and an irrigation system in place. Not a postage stamp — actual room to use.

03

No HOA

No monthly dues. No restrictions on parking your truck, storing a trailer, or running a home-based business. That’s increasingly rare at this price point.

04

New metal roof

Replaced within the last year. Metal roofs have a 40–70 year lifespan, lower insurance rates in Texas, and zero near-term replacement cost for the buyer.

05

Strong school assignment

Lakewood Elementary at 9/10, Lake Belton Middle at 8/10, Lake Belton High at 7/10. One of the better public school tracks in Bell County.

06

VA loan eligible

Fort Cavazos is 25 minutes away. This home qualifies for VA financing — no down payment required for eligible buyers.

Where this home sits in the Belton market right now

The Belton 76513 zip code is a mid-market area with limited inventory of homes that combine square footage, land, and lot size at the same time. Most comparables in this range are either smaller footprints on minimal lots or are missing the no-HOA advantage.

The list price of $359,900 is priced below the current Bell County tax-assessed value of $490,178 — which provides a data point for buyers evaluating the offer. That spread isn’t a given in this market.

Interest from the data: 500 Zillow views and 26 saves within the first 9 days of listing are above-average engagement metrics for this price point in Bell County. The home is in the conversation — it needs the right buyer to pull the trigger.

Data Point Value
List Price $359,900
Bell Co. Assessed Value $490,178
Price Per Sq Ft $159/sqft
Zillow Zestimate $351,300
Zestimate Range $334K – $369K
Days on Market ~10 days
Zillow Saves 26 (strong early interest)
HOA None

Ready to see it in person?

Showings are available same-day. Call Moody directly or book a time online — no pressure, no obligation, just a real look at a home worth your time.

Frequently Asked Questions

Is 986 Benchmark Trl in Belton ISD? What schools does it feed? +
Yes. The home feeds into Lakewood Elementary (9/10 GreatSchools), Lake Belton Middle School (8/10), and Lake Belton High School (7/10). Belton ISD is generally well-regarded in Bell County. Always verify current enrollment boundaries directly with Belton ISD before making a purchase decision based on school assignment, as zone boundaries can change.
Can a VA buyer purchase this home? +
Yes. The listing accepts VA loans. Eligible veterans and active-duty service members from Fort Cavazos can use their VA entitlement on this property with no down payment required. The home will need to pass a VA appraisal, which evaluates both value and minimum property conditions. Contact Moody at 254-307-4679 to discuss VA-specific considerations for this property.
How old is the roof, and what type is it? +
The metal roof was replaced approximately one year ago. Metal roofs in Central Texas typically have a service life of 40 to 70 years, offer better resistance to hail and high winds than composition shingles, and often result in lower homeowner’s insurance premiums. For a buyer, this means no near-term capital expense for a major structural component.
Is there an HOA at 986 Benchmark Trl? +
No. There is no HOA. No monthly dues, no deed restrictions beyond what’s recorded at the county level for the Woodland Trails II subdivision. For buyers who want flexibility — parking work vehicles, running a home business, or just not paying a monthly HOA fee — this is a meaningful feature at this price point.
What are the property taxes? +
The 2025 property taxes were approximately $5,415, based on a Bell County assessed value of $490,178. The current list price of $359,900 is below that assessed value. Texas law allows homeowners to protest their assessed value after closing, and a homestead exemption can reduce the taxable value further. A new buyer’s taxes may vary. Confirm current tax liability with Bell County CAD before closing.
How far is this from Lake Belton and Fort Cavazos? +
Lake Belton is approximately 5–10 minutes by car, depending on the access point. Fort Cavazos (formerly Fort Hood) is roughly 20–25 minutes north via I-14/US-190. The location gives buyers convenient access to outdoor recreation, military amenities, and the employment centers in both Belton and Killeen without being in the middle of either.
How do I schedule a showing? +
Call or text Moody Glasgow directly at 254-307-4679, or book a time online at the scheduling link on this page. Showings are typically available same-day or next-day. If you’re relocating from out of state, a virtual walkthrough can also be arranged.

Moody Glasgow, REALTOR® · Orchard Realty · TREC License #795158 · MLS #4619795. Property information sourced from Unlock MLS and is deemed reliable but not guaranteed. School ratings provided by GreatSchools.org; verify with Belton ISD. Tax data from Bell County CAD. Listing is active as of the date this page was published; contact listing agent for current status. This is not a solicitation if you are already under contract with another brokerage. TREC Consumer Protection Notice · Information About Brokerage Services.